Please read the following terms and conditions (“Terms”). They govern your use of this website and its associated services, including email newsletters, associated content distribution platforms, and public PruVen online social media accounts (collectively, “the “Services”). By using the Services, you agree to be bound by these Terms. We may update these Terms from time to time and any modifications will be effective immediately upon posting unless we indicate otherwise. If you use the Services after any changes to the Terms have been posted, that means you agree to all of the changes. We suggest that you review these Terms periodically for changes.
Except as otherwise noted on the Services, all content and material on the Services — including information, analyses, reports, photos, podcasts, blog posts, videos, graphics/charts, icons, code, design, and overall appearance — are owned or licensed by PruVen Management Company, LLC (“PruVen”) and may not be used, modified, distributed, reproduced, sold or displayed without our prior written consent. All trademarks, trade names, and logos displayed on the Services are the property of The Prudential Insurance Company of America, its affiliates, or their respective third-party owners, and use of the Services grants no license to them. PruVen is a trademark of Prudential Financial, Inc. and its affiliates and may not be used without prior written permission.
The Services are intended solely to provide general information about PruVen, its services to entrepreneurs, and its people. Nothing in the Services is directed at nor should be relied upon by any investors or prospective investors in any vehicle managed by PruVen. PruVen does not intend to solicit or make its investment advisory services available to the general public.
Under no circumstances should any information provided in the Services be considered as an offer soliciting the purchase or sale of any security or interest in any pooled investment vehicle sponsored, discussed, or mentioned by PruVen nor should it be construed as an offer to provide investment advisory services.
Any investments or portfolio companies described or referred to in the Services are not representative of all investments in vehicles managed by PruVen and there can be no assurance that the investments described are, or will be, profitable or that other investments made in the future will have similar character or results. A list of investments made by funds managed by PruVen is available here: https://PruVen.com/investments/. Excluded from this list are investments for which the issuer has not provided permission for PruVen to disclose publicly.
Any opinions expressed in the Services reflect PruVen’s views or those of individual posters, and are subject to change. Certain information contained in the Services has been obtained from third-party sources, including from portfolio companies of funds managed by PruVen or portfolios previously managed by the PruVen management team. While taken from sources believed to be reliable, PruVen has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation. The discussions and opinions expressed herein are not intended to provide investment, accounting, tax, or legal advice. Nothing in the Services is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. The content of this website is presented on an “as is” basis with no warranties, express or implied, of any kind with respect to the Services. Charts provided herein are for informational purposes only and should not be relied upon when making any investment decision.
The Services may link to or integrate with other websites operated or content provided by third parties, and such other websites may link to this website. PruVen has no control over any such other websites or their content and will have no liability arising out of or related to such websites or their content. The existence of any such link does not constitute an endorsement of such websites, the content of the websites, or the operators of the websites. PruVen is providing these links to you only as a convenience. You release and hold PruVen harmless from any and all liability arising from your use of any third-party website or service.
We take your privacy seriously. We may collect and store any personal information that you knowingly provide to us, as well as information that we automatically receive from your browser or device. The Services do not currently support “do not track” requests at this time, which means that we may collect information about your online activity both while you are using the Services and after you leave the Services. We may communicate with you if you’ve provided us the means to do so, contact us via the Contact page for the ability to opt out of communications from us. We do not rent or sell your personal information to anyone. We may share the personally identifiable information you provide us with third parties, but only as necessary to provide the Services. In addition, we may share information to third parties on a non-personal or aggregated basis such that any individual would not be able to be identified.
Submissions to PruVen
Due to the large number of business plan ideas and related materials that PruVen reviews, and the similarity of many such plans and materials, we cannot agree to obligations of confidentiality, use or non-use, or non-disclosure with regard to any information or materials submitted or provided to or otherwise shared with us. By submitting information or materials to PruVen, you (or anyone acting on your behalf) agree that (i) any such information or materials will not be considered confidential or proprietary, (ii) your submission does not create a contract, whether express or implied, with PruVen, and (iii) that PruVen is free to use or not use your submission without condition or compensation. In no event will PruVen be limited in, or restricted from, the pursuit of any opportunities, either alone or with third parties.
You are responsible for all information, content, and materials you contribute, disclose, or share in any manner on or through the Services and you represent and warrant you have all rights necessary to do so. You are responsible for all your activity in connection with the Services.
Nothing on the Services constitutes professional or financial advice of any kind (including business, employment, investment advisory, accounting, tax, and/or legal advice). Advice from a suitably qualified professional should always be sought in relation to any particular matter or circumstance. Nothing on the Services constitutes or forms a part of any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied upon in connection with, any contract or commitment whatsoever.
You acknowledge and agree that neither PruVen nor any other person (including, without limitation, any affiliate of PruVen) is in any way obligated to invest in any business you are associated with or offer you to invest in any PruVen entity or affiliate. Further, PruVen makes no representation, warranty, or guarantee that any use of its services will result in your employment or engagement as a consultant or receiving career development services of any kind.
THE SERVICES AND THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” NEITHER PRUVEN NOR ANY OF ITS AFFILIATES IS PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE SERVICES. PRUVEN AND ITS AFFILIATES DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE SERVICES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE. PRUVEN AND ITS AFFILIATES DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE SERVICES AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.
To the fullest extent allowed by applicable law, under no circumstances and regardless of the form of action, whether in contract, warranty, tort (including negligence), strict liability, or otherwise, will PruVen or its affiliates be liable to you or any other person for (i) any amount in excess of $100 or (ii) any consequential, incidental, special, punitive, or exemplary damages, regardless of whether PruVen or its affiliates have been apprised of the likelihood of such damages occurring.
To the fullest extent allowed by applicable law, you agree to indemnify and hold PruVen, its affiliates, officers, agents, employees, and partners harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including attorneys’ fees) arising from or in any way related to any third-party claims relating to (a) your use of the Services (including any actions taken by a third-party using your account), and (b) your violation of these Terms.
You and PruVen agree that these Terms are the complete and exclusive statement of the mutual understanding between you and PruVen and supersede all prior agreements and understandings relating to such subject matter. These Terms are governed by and will be construed under the laws of the State of California, without regard to the conflicts of laws provisions thereof. Any disputes relating to these Terms shall be resolved exclusively in the state or federal courts located in Santa Clara County, California. These Terms are binding on you as well as your successors and permitted assigns. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable.
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